Federal Judge Jails Pair in Home Improvement Scams

The Philadelphia Business Journal reported that two partners running a predatory lending home improvement scam, bilking low income homeowners, were sentenced to jail.

Both were convicted of mail and wire fraud targeting the local Latino community to take out high-interest loans for home improvements that were left uncompleted.

According to prosecutors, the scam artists were able to gain the trust of the victims by speaking their language and, once the victims agreed to go forward with the work on their homes, they were steered -- many of whom spoke only Spanish -- to funding sources which specialized in high interest-high cost loans designed for people with poor credit.

California AG Lockyer Announces Arrests In "Squatter" Scam Victimizing Elderly, Infirm

Following up on a prior post, Attorney General Bill Lockyer's announcement of felony arrests of two alleged scam artists in connection with a “squatter” scam in which the defendants victimized elderly and other homeowners by unlawfully taking possession of roughly 100 houses, and subsequently renting out the property and keeping the income for themselves can be found here.

Probable Cause and Arrest Affidavit available here.

Ohio Man Indicted in “Operation Truth Or Consequences” Involving "Foreclosure Rescue" Scheme

Federal authorities obtained an indictment an Ohio man, charging him with bankruptcy fraud in connection with a scheme that defrauded homeowners who were in danger of losing their homes through foreclosure.

The following is an excerpt from the Department of Justice News Release issued by U.S. Attorney Gregory G. Lockhart.

The indictment alleges that in February, 2004, (the "rescue" operator) began contacting homeowners in the Dayton and Cincinnati areas, typically by direct mail, offering to help them save their homes from foreclosures and sheriff’s sales. (He) met with homeowners who responded to his ads and promised to help them save their homes in exchange for a fee of between $500 and $800 that he collected up front. (He) promised that he would create new payment plans with the homeowners’ mortgage companies and make mortgage and arrearage payments on their home loans with money they would provide him.

(He) also instructed the homeowners not to talk to their mortgage companies anymore and promised that he would handle all of the communication for them. (He) never created new payment plans for any of the homeowners.

(He) also told some homeowners that they would not have to file bankruptcy while leading others to believe that the mere filing of bankruptcy would save their homes for them. (He) allegedly filed bankruptcy on behalf some homeowners without their knowledge then told them not to attend court proceedings when the bankruptcy court contacted them.

(He) is currently in state custody following conviction on fraud charges filed in Montgomery County.

(He) faces a punishment of up to five years imprisonment on each of the three bankruptcy fraud counts. The two charges of making false oaths carry the same potential penalties. The mail fraud count and each of the three charges of making false oaths carries penalties of up to 20 years. Each crime carries a potential fine of up to $250,000.

(His) indictment is part of Operation Truth or Consequences, a nationwide sweep that demonstrates the breadth of enforcement actions taken by the Department of Justice to combat bankruptcy fraud and protect the integrity of the bankruptcy system.

See also:

Prosecutors: Foreclosure help was a lie

Feds Charge 2 Lawyers With Stripping Clients' Home Equity

In separate cases, two Chicago bankruptcy attorneys were accused of running sale-and-leaseback programs for financially strapped homeowners that federal authorities claim were schemes allowing the lawyers to strip and keep the equity from their clients’ homes.

As reported by Crain's Chicago Business, these defendants were 2 of 11 defendants charged in Chicago as part of Operation Truth or Consequences, a nationwide sweep run by the U.S. Department of Justice designed to crack down on bankruptcy fraud and protect the integrity of the bankruptcy system. A total of 78 defendants were charged across the nation.

According to the Justice Department's Operation Truth or Consequences Case Summaries, one of the attorney's activities was described as offering a "mortgage bailout"
program to homeowners facing foreclosure. The program allegedly consisted of transferring the properties to investors, who would then hold the properties, with the homeowners being given the chance to repurchase their homes after a predetermined period of time. The attorney allegedly also offered this "service" himself directly to clients through a separate company that he owned.

In the other case, it is alleged that the lawyer, working with a confederate who was also indicted, convinced homeowners to sell their homes to "investors" while in bankruptcy or shortly before filing. Allegedly, with the use of phony paperwork, the closings took place, the sale proceeds disbursed to the confederate and not the homeowners, and the sale and existence of the sale proceeds were concealed from the court, trustees, and creditors. The approximate amount of this fraud was $500,000.

Click here for U.S. Justice Department News Release

Michigan Man Charged with Bilking Senior's Home Equity

In an article appearing in The Detroit News, a Michigan loan officer was charged with scamming an 84 year old woman out of $42,000 in a mortgage scheme. The victim reportedly believed she was obtaining a reverse mortgage (which is paid back only when the homeowner dies or moves out of her home) against her home for $61,000. The loan officer allegedly obtained a $103,000 loan and secretly kept $42,000 for himself. She only learned about it when she began receiving bills which, including interest, totaled $131,000.

The loan officer is also suspected of scamming dozens of other elderly homeowners at a loss of more than $1 million in Wayne and Oakland counties, according to authorities.

The complete article is available from The Detroit News online archives for $2.95.

Go here for other posts on reverse mortgage problems. zebra

Maryland Attorney General to Review Criminal Complaint Against State Legislator For "Foreclosure Rescue" Activities

A criminal complaint regarding the "foreclosure rescue" activities engaged in by a Maryland state legislator has been referred to the Maryland Attorney General's Office for review, according to this report originally published in the Baltimore Sun on October 26.

This post is a follow-up to my November 24 post about this matter.

DREAMS FORECLOSED: The Rampant Theft of Americans’ Homes Through Equity-stripping Foreclosure 'Rescue' Scams

What arguably is the definitive work on the national epidemic that is often referred to as "home equity theft", "equity stripping", foreclosure/mortgage "rescue" scams, and other descriptive names is the June, 2005 report titled:

• DREAMS FORECLOSED: The Rampant Theft of Americans’ Homes Through Equity-stripping Foreclosure "Rescue" Scams

Written by Steve Tripoli and Elizabeth Renuart of the National Consumer Law Center ("NCLC"), this is an exhaustive, sixty eight page report that is based on their experiences, numerous interviews conducted by the NCLC plus a review of cases and reports from consumer attorneys, law enforcement officials and the news media in seventeen states plus the District of Columbia.

The report is divivided into several sections that are captioned as follows:

1. INTRODUCTION: THE BLIND SPOT 100,000 HOMES WIDE, which gives an overview of the report, including pictures of actual road signs that are commonly used by "rescue" operators,
2. PART 1: STEALING WHATEVER IS NAILED DOWN, which describes what apparently are the three predominant types of "rescue" scams, why homeowners fall for these scams, and gives a taste of what these scams mean to real people by telling the story of two victims in the hard hit region of Southern California,
3. PART 2: THE HIDING-IN-PLAIN-SIGHT PANDEMIC, which goes into some detail and includes stories of similar scams from seventeen states and the District of Columbia, for the NCLC's stated purposes of (a) "want(ing) to definitively prove that a common rebuttal to news of consumer scams, that 'it’s just a few bad apples doing it,' is categorically beyond rational claim when it comes to foreclosure "rescue" scams", (b) "want(ing) the public and the news media to be aware of the many different tactics these scammers employ to cash in other people's home equity", and (c) "want(ing) to show, through others' experience, the difficulties of fighting these scams ..., in order to bolster the case for reform that (is made) later in the report",
4. PART 3. DO-IT-YOURSELF EQUITY STRIPPING: THE INFORMAL INDUSTRY TEACHING "RESCUE" TACTICS, which discusses the "educational industry" that teaches foreclosure rescue and is commonly advertised on late-night television. The report quickly and fairly points out that not all of the businesses in this educational industry are scams. Interesting references are made to well-known TV real estate gurus "Millionaire Maker Ron LeGrand" and Carleton Sheets (and in a later section of the report, Robert Allen),
5. PART 4. FIGHTING BACK: WHAT REGULATORS, THE LAW, ENFORCEMENT, AND CONSUMERS CAN DO, which (a) addresses whether homeowners can fight back effectively, (b) admonishes the states to "beef up (their) laws or witness a mounting loss of home ownership", (c) discusses consumer "do's and don'ts, (d) offers, as a model, one way of responding to this epidemic by decribing an outreach and support program involving the Clergy Against Senior Exploitation (CASE) Partnership and the Denver District Attorney's Office that is funded by the United States Department of Justice,
6. APPENDIX A: EXHIBITS, which includes a number of samples of the type of solicitations used by "foreclosure rescue" operators,
7. APPENDIX B: OVERVIEW OF EXISTING STATE LAWS, which describes (a) the types of activities covered, (b) the scope of the laws, (c) notice and cancellation rights (d) substantive protections.

For anyone interested in quickly getting up to speed on the "foreclosure rescue" / "home equity theft" /"deed theft" epidemic that has infected the entire country, I vigorously urge you to obtain and read this report.

Click here for DREAMS FORECLOSED: The Rampant Theft of Americans’ Homes Through Equity-stripping Foreclosure "Rescue" Scams

Rhode Island Attorney General Settles Suit With 'Rescue' Company; Judge Orders Return of Homes, Operations Shut Down

According to a report summary appearing on the Community Choice web site, the Rhode Island Attorney General has reached a settlement in a civil lawsuit brought against a 'foreclosure assistance' company in connection with a home acquisition operation whereby it acquired homes from financially distressed homeowners under the guise of foreclosure rescue 'buy back' program.

Superior Court Judge Daniel Procaccini granted the attorney general's request for a permanent injunction prohibiting the operator or its affiliates from transferring or selling any of the 16 properties already enrolled in the buyback program. It also requires a return of ownership of two of the homes back to the original owners, and prevents the company or its affiliates from using the 'buy back' program to acquire any more properties.

According to a Rhode Island Attorney General news release issued prior to the settlement, the cases had two characteristics common with a 'foreclosure rescue' scam:

1. sparse documentation provided to consumers, and
2. unknowing conveyance of ownersip by the victim to the operator.

This story was originally reported by The Providence Journal.

Click here for the Community Choice summary

Click here for Attorney General's News Release

Click here for one of The Providence Journal's articles

Federal Charges Against Eight; 100+ S. Cal. Homeowners Victimized in $12 Million "Rescue" Scam

DSNews.com reports that eight people have been charged with mail fraud and aggravated identity theft involving a 'foreclosure rescue' operation that targeted over 100 homeowners. According to the report,

1. the victims were identified by using databases of current foreclosure actions,
2. approached with offers of short term loans and refinancing with a co-signer with good credit,
3. mortgages were fraudulently placed on the victim's homes which subsequently went into default, resulting in a stripping of the victims' home equity.

The scam took place in several areas of Southern California.

Click here for the whole story.

Go here for updated posts with links to media reports & FBI press releases relating to the initial charges. Seung Ok

Maryland State Legislator Sued For Alleged "Foreclosure Rescue" Scam; Police Investigation Ongoing

The Capital Online (Annapolis, MD) reports that state legislator Tony McConkeyhas been sued by a local woman for allegedly taking her ownership in her home under the guise of providing foreclosure rescue services.

The local police are conducting their own investigation in this matter, unrelated to the alleged victim's civil lawsuit, according to the local State Attorney's office. Both the state attorney and the local police have withheld any comment.

The legislator, who reportedly is both a disbarred attorney and was a real estate broker until the revocation of his broker's license, has been sued in the past by another homeowner where allegations of the same nature were made, according to this story.

Click here for the details.

Click here for an article first appearing on October 25, 2006 in the Baltimore Sun about the police investigation of the Maryland state legislator.

Click here for article: State delegate accused in lawsuit of defrauding homeowner that appeared in Examiner.com.

Go here for other posts on Tony McConkey.

Pennsylvania (Montgomery County) Prosecutors Charge Paving Contractor With Defrauding the Elderly and Handicapped

The Pottstown (Pa.) Mercury reports (11-21-06) that father & son each face charges of theft by deception, deceptive or fraudulent business practices, receiving stolen property, and other charges in connection with eight incidents involving driveway repaving jobs that were either substandard or not finished.

They are alleged to have gone around offering "one-day only specials" on repaving driveways.

The homeowners were reportedly between the ages of and 53 and 86 and one victim was confined to a wheelchair. According to the investigating detective, one victim claimed that the presence of the contractor and his crew made him uneasy and unable to argue the contract and felt physically intimidated. When the victim told the contractor he needed to go to the bank to get the money, the contractor drove the man to the bank, where the victim then withdrew the cash from a home equity line of credit.

Authorities have seized a company dump truck that officials say they’ll move to forfeit to the county if the contractors are convicted of the charges.

Click here for the full story.

Texas Retiree Falls Victim to "Foreclosure Rescue" Scam

Amie Streater, of the (Dallas-Fort Worth) Star-Telegram reports on a retiree who was apparently victimized by a "foreclosure rescue" scam. The article's description of what happened contains hallmarks of the typical "home equity theft":

1. "Foreclosure rescue" company rep shows up at victim's home for an in-person solicitation,
2. Victim fills out "company paperwork",
3. Victim claims to never have received copies of the signed paperwork,
4. Home was "sold" to a new owner, with victim continuing to live in the home,
5. Victim receives no cash on the "sale",
6. Victim agrees to make payments to mortgage company on behalf of new owner,
7. Victim is left with the understanding that she can buy back her home after one year.

Click here for full story.

For those of you in the Dallas-Fort Worth area, the Star -Telegram's Watchdog would like to hear from other homeowners who have been approached by people offering to help them avoid foreclosure. Send your stories to watchdog@star-telegram.com or call Amie Streater at 817-390-7456.

Indiana Prosecutors Charge Financial Advisor With Theft

The (Fort Wayne, In.) Journal Gazette reportsthat Whitley County prosecutors have filed seven charges of theft against a financial advisor for allegedly scamming several elderly people.

In one case, the alleged scam artist convinced one of his clients, an 83 year old, legally blind widow, to borrow money against her fully paid off home and invest it with him. She obtained a $38,000 "reverse mortgage" (which requires no payments until she dies) and gave it to him with the understanding that he would invest it so that it would yield monthly annuity payments of approximately $600 a month.

She received some payments, but they ultimately stopped after eight months.

The widow eventually learned that the money was never invested. According to court testimony, her check was deposited into the alleged scam artist's checking account. He later put the bulk of that money, about $30,000, into his girlfriend's checking account.

The long and short of this story is that a vulnerable widow was robbed of about about $33,000 of her home equity ($38,000 less the eight monthly payments she actually received) and is now stuck with a $38,000 mortgage on her home that, because of the accruing interest, is eating away at her remaining home equity on a daily basis.

Click here for the full story (no longer available online).

Go here for other posts on reverse mortgage problems. zebra

What Are Government Authorities (or anyone else) Doing to Stop Home Equity Theft ?

Home Equity Theft, by all the reports I've seen, is a horrific scam being perpetrated on vulnerable American homeowners that has reached epidemic proportions throughout the United States. Victims tend to be those who are financially distressed, senior citizens, and the working class poor and middle class. Often times, these victims are experiencing other problems in their life as well (job loss, uninsured family illness, death of a breadwinner, divorce, and other unfortuante life changing events). People who are victimized by a "home equity thief" are often reluctant to tell anyone because of feelings of fear, embarrassment, and humiliation.

Fortunately, in many areas in the country, the horror stories have reached the ears of government and non-profit legal services organizations and efforts have begun around the country to do something about this terrible situation. Although regrettably, availability of financial resources appears to be an issue in going after these scam artists, the efforts to stop this activity on the part of "home equity thieves" are being made.

The following links are to stories from around the United States that report on these efforts.

Links From Around The Country

1)

California Attorney General Bill Lockyer Files Criminal Charges Against Alleged "House Thieves"

Mortgage Fraud Blog reports that California Attorney General Bill Lockyer's investigation uncovered about 100 instances in which a husband and wife attempted to perpetrate some form of "home stealing" and which included one victim, a 78-year-old homeowner, who told investigators that he was living temporarily in a nursing home when he was victimized. Bail was set at $1.4 million.

2)

Illinois Attorney General Lisa Madigan Sues Two "Foreclosure Rescue" Companies; Announces Proposed Legislation To Prevent Home Equity Fraud

In one case, home owners paid fees to Internet "foreclosure consultants" ranging from $350 to $900. It is alleged that these "consultants" failed to engage in the promised negotiations and did nothing more than the home owners could easily do themselves.

The second case involved several victims in separate incidents. Victims in at least two of the incidents signed incomplete and blank paperwork, including a Power of Attorney Form, and ultimately received only a fraction of their home equity.

In addition it was announced that legislation (Illinois Mortgage Rescue Fraud Prevention Act) was proposed (and has subsequently been passed) in the Illinois state legislature by Madigan and two Illinois lawmakers which will help ensure that Illinois home owners do not pay money for non-existent services or see their hard-earned home equity in their homes disappear into thin air.

3)

Illinois Attorney General Lisa Madigan Strikes Again

The alleged "home equity thieves" in this case are being sued in a civil lawsuit for misleading homeowners to believe they could save their homes when in fact the homeowners were selling their homes to “foreclosure rescue” company employees who stripped out the substantial equity and left homeowners on the verge of eviction.

4)

Illinois Governor Rod Blagojevich Announces Shutdown of Major "Mortgage Rescue" Scam

The alleged "home equity thieves" in this case targeted homeowners vulnerable to foreclosure; victims unwittingly signed over ownership to dishonest lender. In connection with the filing of this civil lawsuit, the Illinois Department of Financial and Professional Regulation (IDFPR) issued an emergency suspension of the loan originator registration of one participant, and revoked the license of Mutual Trust Funding Corporation. IDFPR shut down seven title insurance agencies being charged with complicity in the “mortgage rescue” operation.

To view a copy of the Emergency Suspension of Loan Originator Registration please click here.

To view the Order Revoking License please click here.

5)

Indiana Attorney General Steve Carter Obtains Court Order Directing Refund of Fees Paid to "Foreclosure Consultant"

In this case, a court ordered a "foreclosure consultant" to refund fees of about $3,000 to three Indiana home owners and more than $82,000 in costs and penalties to the State of Indiana for failing to provide either a promised "work-out plan" or new financing.

Unfortunately in this case, all three home owners eventually lost their homes in foreclosure sales.

6)

Massachusettes Attorney General Tom Reilly Announces Investigation of "Foreclosure Rescue" Companies

In this report, several "foreclosure consultants" and "foreclosure rescue" businesses are being investigated for allegedly targeting homeowners by offering to "rescue" them from foreclosures, but instead trick them into deeding over their property. In many instances, homeowners have lost their homes and the equity they had built.

Attorney General Reilly has called on all Massachusettes homeowners who think they have been victims of a "foreclosure rescue" scam to immediately contact his office by calling the AG's Consumer Hotline at (617) 727-8400.

7)

Massachusetts Attorney General Tom Reilly Files Suit Against Three "Foreclosure Rescue" and Mortgage Fraud Operations

Mortgage Fraud Blog reports that emergency orders have been obtained by Massachusetts Attorney General Tom Reilly in each of three civil lawsuits, in which judges have ordered an immediate stop of illegal practices, and ordered the alleged "deed thieves" not to evict any homeowners or sell any of their homes.

8)

Missouri Attorney General Jay Nixon Obtains Consent Judgment and Permanent Injunction against "Foreclosure Consultants"

In this case, Missouri Attorney General Jay Nixon alleged in a civil lawsuit that the "foreclosure consultants" offered their services to a St. Joseph, Missouri resident who was in danger of losing his home to foreclosure. The "foreclosure consultants" approved him for a $20,000 loan, and then had him sign a general warranty deed on the house. The "consultants" claimed the deed was a second mortgage that was needed to secure the original loan, but instead it was designed to turn the man's home over to the defendants.

For an earlier report on this case, see:

Nixon files lawsuit to shut down fraudulent St. Joseph foreclosure consultant

9)

Homeowners Victimized By Foreclosure Rescue Scam

In this article by Dan Olson of Minnesota Public Radio, he reports:

In one matter, the Minnesota Attorney General's Office filed a civil lawsuit against an alleged "home equity thief" who has been reported as initiating 95 evictions and related actions involving reportedly questionable real estate deals.

One of the alleged victims took back the house that she says she was tricked into selling to the alleged "home equity thief". The next day, the alleged "home equity thief" called St. Paul, Minnesota police and had the home owner removed and arrested. She was charged with trespass and released from jail the same day;

In another unrelated matter, the Colorado Attorney General's Office filed a civil lawsuit on behalf of more than 100 homeowners. Ultimately, 70 of them won their homes back. There was a cash settlement of $1.1 million. Customers had been bilked out of an estimated $15 million.

10)

North Carolina Attorney General Roy Cooper Shuts Down Alleged Foreclosure Fraudsters

A Wake County, North Carolina Superior Court judge has ordered a "foreclosure assistance" company and its owner and president to cease operating while Attorney General Cooper’s civil lawsuit against them goes forward.

In this case, the "foreclosure assistance" company is accused of taking upfront fees from North Carolina home owners and then did little or nothing to help the home owners stave off foreclosure actions.

11)

Pennsylvania Prosecutor's Office Obtains Guilty Plea Against Home Thief

In one outrageous case, Real Estate Journal.com reports that a San Francisco man pleaded guilty to identity theft in Bucks County, Pa. This identity thief used information he obtained on 73-year-old man of Tinicum Township, Pa. to reroute the victim's mail to California. The thief then attempted to take ownership of the house in order to sell it, and even tried to convince a real-estate agent that the real homeowner was a squatter trespassing, court papers said. The scam artist pleaded guilty to identify theft and a host of other felonies and was sentenced to probation for 36 months and required to pay $775 in restitution, according to the Bucks County Court clerk's office.

12)

Detroit Man Gets 3 Years in Foreclosure Scam

Mortgage Fraud Blog reports that a Detroit, Michigan man was sentenced to 37 months imprisonment for mail fraud involving a scheme to cheat financially distressed Detroit homeowners whose homes were in foreclosure.

The man charged the homeowners a $1,000 fee in cash for his services and then eventually used bankruptcy petition filings to temporarily stop pending foreclosure actions.

The cases were eventually dismissed and the foreclosure proceedings were allowed to continue.
The U.S. Trustees Office has identified more than 20 such fraudulent petitions filed with the Federal Bankruptcy Court in Detroit, and several more were filed in a California Federal Bankruptcy Court after this "foreclosure fraudster" had been enjoined from filing any further cases in Detroit.

13)

Texas Attorney General Greg Abbott Files Emergency Action Halting Bogus Foreclosure Rescue Operation

Texas Attorney General Greg Abbott filed a legal action to stop a Houston woman from unlawfully exploiting distressed homeowners, some of them elderly, who face imminent foreclosure and eviction. A Harris County District Judge granted a temporary restraining order and asset freeze.

The Attorney General's News Release cites the case of an alleged "deed thief" who fraudulently takes possession of the home of an 85-year-old Houston man under the guise of helping the homeowner prevent foreclosure. The man allegedly was led to believe he was only allowing the "home equity thief" to consult with his mortgage company, but in fact the transaction allowed the alleged thief to take ownership of his home.

Click here for the Attorney General's Original Petition

Click here for the Court's Temporary Restraining Order/Asset Freeze

14)

California Judge Decides to Proceed to Trial in Matter of Accused "Deed Thieves"

A November 21, 2006 Modesto Bee article reports that three accused foreclosure scam artists face multiple felony counts of fraud and grand theft, and in a preliminary hearing that ended after five weeks of testimony. Stanislaus County Judge Hurl Johnson has decided that there is enough evidence to warrant a trial.

In addition, the article indicates that prosecutors still plan to file additional counts against the three people accused of swindling homeowners, with additional victims to be named, a spokesman said.

A Modesto Bee investigation revealed that the accused defendants had acquired at least 142 properties from people being threatened with foreclosure in four California counties.

The victims include an 86-year-old woman with dementia who has since died, a 66-year-old schizophrenic, a woman with brain lesions and several other disabled people.

Another victim said his parents, who had helped him buy his home, warned him not to get involved with the accused "deed thieves", and wrote him out of their will when he didn't listen. He said he should have cleared more than $100,000 in equity. Instead, he said, he lived out of his car after the men evicted him the day before Thanksgiving in 2003.

One victim accepted $10,000 for her home, thinking it represented a portion of the estimated $157,000 in equity her home had built over several years. She later realized she had signed over the deed, she said.

The woman asked not to be named for fear that family members would be angry. She had inherited the home from her mother.

Click Here for an earlier November 17, 2006 article on this story

Click Here for an earlier July, 2005 article on this story

15)

Texas Woman Accused of "Deed Theft" Pleads No Contest

A September 26, 2006 article by Elizabeth Allen in the San Antonio Express-News reports that a Texas woman pleaded no contest to two counts of securing execution of documents by deception in a "deed theft" scheme where she took over ownership of the home of an octogenarian.

At 81, the victim met the scam artist in 2002, and during that year she began draining his personal funds, according to court documents. After he fell and his health declined, she placed him in a nursing home.

"She put a note on his file that he was to have no visitors, especially family members," said Assistant District Attorney Joanne Woodruff.

The staff at the nursing home would spend their own money to buy the victim clothes, shoes and personal items because he had become so tattered, she said.

According to the follow up story, the "deed thief" ultimately was sentenced to 10 years in prison and ordered to pay more than $380,000 in restitution.

Click Here for the follow up story.

Follow up Story also available here